Sba 504 loan — Rochester, MN
Last updated: September 24, 2026
What affects the price
When you apply for an SBA loan, the final cost isn't a flat number. It depends heavily on your specific business situation, including your current credit profile and the total amount of capital you need to secure. Expenses often fluctuate based on the specific loan program you qualify for and the necessary documentation requirements. We look at your individual numbers to ensure you get the most accurate estimate possible. Exact pricing confirmed free on the call.
About this service
An SBA 504 loan is a specialized program designed for small businesses that need to purchase major fixed assets, such as real estate, buildings, or heavy machinery. This type of financing typically involves a partnership between a certified development company and a private lender. It is a smart move when you need to expand your operations or upgrade your physical facilities.
Frequently asked in Rochester
Can I get an SBA loan to purchase an existing business in Rochester?
What do SBA loans mean for my business?
SBA loans mean access to capital with potentially better terms than conventional loans, like longer repayment periods and competitive interest rates. The SBA guarantees a portion of the loan to lenders, reducing their risk and encouraging them to lend to small businesses. This can be crucial for growth, expansion, or managing cash flow in Rochester. We help you understand what an SBA loan means for your specific situation.
What are the requirements for an SBA loan?
What are typical SBA loan rates?
Are there special SBA loans for startups?
What is an emergency SBA loan?
What are small business loans?
Small business loans are financing options designed to help entrepreneurs and small business owners fund their operations, expansion, or startup costs. These can include traditional bank loans, lines of credit, and SBA-guaranteed loans. The goal is to provide capital that fuels growth and stability for businesses. We help you explore the best small business loans available for your needs.
Also serving nearby: Bloomington · St Paul · Minneapolis · Cedar Rapids · Madison
More on this: U.S. Small Business Administration — official SBA loan programs.
Service area details
Serving all of Rochester — population 122,413; about 2,167 residents per square mile across 56.5 sq mi. ZIP codes covered include 55901, 55902, 55903, 55904, 55905, 55906.
Neighborhoods served in Rochester: Downtown Rochester, North Rochester, Southeast Rochester, Southwest Rochester, East Rochester — and every surrounding area.
Areas we serve
Browse by state, then city.