Last updated: September 24, 2026
What affects the price
When you apply for an SBA loan, the final cost isn't a flat number. It depends heavily on your specific business situation, including your current credit profile and the total amount of capital you need to secure. Expenses often fluctuate based on the specific loan program you qualify for and the necessary documentation requirements. We look at your individual numbers to ensure you get the most accurate estimate possible. Exact pricing confirmed free on the call.
About this service
An SBA 504 loan is a specialized program designed for small businesses that need to purchase major fixed assets, such as real estate, buildings, or heavy machinery. This type of financing typically involves a partnership between a certified development company and a private lender. It is a smart move when you need to expand your operations or upgrade your physical facilities.
Frequently asked in Ann Arbor
What are the requirements for an SBA loan?
How can I qualify for an SBA loan?
What types of SBA loans are available for small businesses?
What is an SBA loan for an LLC?
What are SBA grants?
What is the cost of an SBA loan?
Do Citizens Bank offer student loans?
Citizens Bank does offer student loans, providing financing options for higher education. While this is a different financial product than SBA loans, it shows their involvement in various lending sectors. For business financing, it's important to focus on lenders and services that specialize in SBA loan products. We can guide you toward the right SBA loan expertise.
Also serving nearby: Livonia · Dearborn · Detroit · Warren · Sterling Heights
More on this: U.S. Small Business Administration — official SBA loan programs.
Service area details
Serving all of Ann Arbor — population 119,381; about 4,213 residents per square mile across 28.3 sq mi. ZIP codes covered include 48103, 48104, 48105, 48106, 48107, 48108, 48109, 48113.
Neighborhoods served in Ann Arbor: Downtown Ann Arbor, Kerrytown, South University, Arbor Hills, Geddes Heights — and every surrounding area.
Areas we serve
Browse by state, then city.
